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Can I Have Multiple Health Insurance Plans?

Can I Have Multiple Health Insurance Plans?

Yes, it is perfectly legal to have more than one health insurance plan. With the coordination of benefits, it can work to your advantage. If you have access to two health insurance plans, it can increase your coverage and save you money.  Why Do Some People Have More Than One Health Plan? People can end up with more than one health plan in a variety...

Preparing for the Life Insurance Examination

Preparing for the Life Insurance Examination

The healthier you are, the lower the risk for the life insurance company. This is why they usually require a medical exam before issuing a policy. Great results on your examination can help you lock in lower life insurance rates for years to come. Get ready for your life insurance exam with the following tips. Start Preparing Weeks Before Your Exam Some simple dietary changes...

Helping a Parent Register for Medicare

Helping a Parent Register for Medicare

Medicare can be a confusing subject for anyone. Even people in the industry have been known to struggle with navigating the official website. It is entirely understandable if a parent needs a little help.  The good news is that your parent may not have to register for Medicare; enrollment is automatic for many people. But once enrolled, your parent may need help choosing the best...

Avoiding Workers’ Comp Fraud

Avoiding Workers’ Comp Fraud

Workers’ compensation fraud can be expensive for employers. One of the most common types of workers’ comp fraud is employee fraud. This involves workers who seek to receive benefits under false pretenses.  How Do Employees Commit Workers’ Comp Fraud? Employees have been known to commit several types of fraud to obtain workers’ compensation, including: Off-the-job injury: An employee is injured on his own time, but...

Do I Need Different Insurance for a Vacation Home?

Do I Need Different Insurance for a Vacation Home?

If you have the good fortune to own a vacation home, it is important to protect your investment. You may need a separate insurance policy to cover your second home. Vacation home insurance can help protect that property against a range of perils. Why Do I Need Separate Insurance for a Second Home? For a second home you don’t live in full time, you will...