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How Much Sodium is Too Much?

How Much Sodium is Too Much?

Sodium, or salt, brings out the flavor in all foods, from savory to sweet. But too much sodium can have a detrimental effect on your health. Has your doctor told you to lower your sodium intake? How much is too much? The Symptoms of Too Much Sodium in Your Diet If you experience any of these symptoms, it may be the result of consuming too...

Term or Whole Life: Which Life Insurance Policy is Best?

Term or Whole Life: Which Life Insurance Policy is Best?

Buying life insurance can be confusing. After searching online, you will be inundated with endless email offers and ads on social media. To choose the right type of life insurance, it is worth understanding the basics, so you purchase a policy that best suits you, your family, and your financial situation.  Life Insurance: What Type Do You Need? You have two main options in purchasing...

Does Medicare Provide Mental Health Coverage?

Does Medicare Provide Mental Health Coverage?

Medicare covers certain mental health services, provided the healthcare professional accepts assignment. The Part B deductible applies to doctor visits, in addition to a 20% copay. If you go to a hospital outpatient clinic or department for mental health services, you may have to pay an additional copayment or coinsurance to the hospital.  What Mental Health Services Does Medicare Cover If your primary care doctor...

Gauging Liability Insurance Needs for Your Business

Gauging Liability Insurance Needs for Your Business

Every business should have liability insurance – but what policy limits are right for your company? A lease or contract may require liability insurance with a specific limit. For guidance, it is advised that you speak to an experienced insurance agent. Many business owners should have higher limits than the coverage required for a lease or contract.  Which Type of Business Liability Insurance Do You...

Beginner’s Guide to Personal Umbrella Insurance

Beginner’s Guide to Personal Umbrella Insurance

Personal umbrella insurance serves an essential purpose, as it provides liability protection above and beyond the policy limits on your vehicle, home, or boat. Every insurance policy has limits, and personal umbrella insurance kicks in once you have exceeded those limits, expanding your protection if a claim or lawsuit is filed against you. Should I Have Personal Umbrella Insurance? One of the vital protections provided...