Why Your Minor Might Benefit from a Life Insurance Policy
Posted: May 7, 2021
Most people do not consider buying life insurance until they are married or have children. If you are single and do not have any children, buying life insurance may not top your list of priorities. A minor of any age can own a life insurance policy indirectly as a gift or can be transferred by an adult. What is the Best Age to Buy Life...
Does Medicare Cover Dental and Vision?
Posted: May 6, 2021
Original Medicare does not cover most dental services. This includes cleanings, fillings, extractions, dentures, dental plates, and other devices. Eye exams for glasses or contact lenses are also not covered by original Medicare. You pay 100% out of pocket for these services. However, some Medicare Advantage Plans (Medicare Part C) offer benefits not covered by Original Medicare, which may include dental and vision services. Are...
Commonly Overlooked Types of Business Insurance
Posted: May 4, 2021
You already have business insurance, but have you overlooked a situation that could put your business at risk? We offer a list of the most overlooked types of business insurance, as well as a brief explanation of each type. Employment Practices Liability Insurance (EPLI): This insurance protects against claims filed against your business by an employee, such as wrongful termination, harassment, discrimination, and others. When...
Tips for Maintaining Your Roof
Posted: May 1, 2021
You want to ensure the roof on your home lasts as long as possible. Performing basic maintenance can prolong the life of your roof and help you avoid the cost of a new roof for much longer. Replace Roof Shingles If your roof has missing or damaged shingles, they should be replaced rapidly. Rain, snow, wind, or even very dry, hot weather can cause damage....
Will My 401(k) Ever “Expire”?
Posted: April 28, 2021
The money accrued in your 401(k) is tied to your employer. The contributions come directly out of your paycheck, and your employer may match funds up to a specific limit. When you leave that job, you can no longer contribute to the 401(k), but the money you contributed still belongs to you. Your former employer might ask you to move your money if you contributed...
